Synchrony Financial interest income $5.58B, quarter ended Jun 30, 2026
Synchrony Financial reported $5.58B of interest income in the quarter ended Jun 30, 2026, -0.1% on the quarter ended Jun 30, 2025. Across the six months ended Jun 30, 2026, $11.19B, +0.4% on the six months ended Jun 30, 2025.
Quarterly interest income, quarter ended Jun 30, 2026 $5.58B -0.1% year over year -$3.00M against $5.59B for the quarter ended Jun 30, 2025
Six months ended Jun 30, 2026 $11.19B +0.4% JMM's sum of the 2 contiguous quarters below, 181 days end to end, each one accession-linked. Measured against the $11.14B of the six months ended Jun 30, 2025.
Every SYF quarter JMM stores, on a real time axis
Which quarters built the six months ended Jun 30, 2026, and which carried the change
- Quarter ended Mar 31, 2026 $5.6B against $5.6B for the quarter ended Mar 31, 2025 +$53.0M 10-Q
- Quarter ended Jun 30, 2026 $5.6B against $5.6B for the quarter ended Jun 30, 2025 -$3.0M 10-Q
What the SYF record says, and what to quote from it
SYF is smaller than it was a year ago: $5.58B against $5.59B for the quarter ended Jun 30, 2025.
The last 5 comparable prints run -0.3%, +0.1%, -0.9%, +1.0%, -0.1%, so the latest rate is 1.0 points below the quarter before it, and the fastest quarter in this run was +1.0% for the period ended Mar 31, 2026. Here is what those points are worth: at +1.0%, the quarter ended Jun 30, 2026 would have printed $5.64B instead of $5.58B. The $56.34M between them is the whole of what decelerating means at this size.
The sequential step, -0.4% from the quarter ended Mar 31, 2026, is mostly this issuer's own seasonality, which is why it is not the headline here and not the headline anywhere serious.
These quarters do not close a fiscal year. SEC builds its quarterly frames from the values a filer tags, and most filers tag no standalone fourth quarter: it is reported inside the annual filing as part of the year. Six months ended Jun 30, 2026 is the largest total they genuinely close, and it is the second figure above. The annual report in SYF's filing history carries the year as Synchrony Financial reports it.
Is this the same legal entity, and who says so
SYF has filed under one earlier name
| Name on file | From | Until |
|---|---|---|
| Synchrony Financial |
From the issuer's own SEC submissions record. The CIK does not change when the name does, so every filing made under a name above sits in the same filing history as the ones made today, and a search for the old name is a search for this company.
SYF quarterly interest income, filing by filing
| Period ended | Quarterly interest income | Year over year | Filed | Evidence |
|---|---|---|---|---|
| 10-Q | $5.6B | -0.1% vs $5.6B, period ended Jun 30, 2025 | Open filing | |
| 10-Q | $5.6B | +1.0% vs $5.6B, period ended Mar 31, 2025 | Open filing | |
| 10-Q | $5.7B | -0.9% vs $5.8B, period ended Sep 30, 2024 | Open filing | |
| 10-Q | $5.6B | +0.1% vs $5.6B, period ended Jun 30, 2024 | Open filing | |
| 10-Q | $5.6B | -0.3% vs $5.6B, period ended Mar 31, 2024 | Open filing | |
| 10-Q | $5.8B | Not stored no quarter one year earlier in the stored set | Open filing | |
| 10-Q | $5.6B | Not stored no quarter one year earlier in the stored set | Open filing | |
| 10-Q | $5.6B | Not stored no quarter one year earlier in the stored set | Open filing |
Every row is the SEC concept InterestIncomeOperating, read from
the SEC company facts API by the JMM collector,
checked Aug 10, 2026. The change column is year over year and names the exact period it was measured
against, because these periods are not contiguous: a change against whichever row happens to sit below would compare
quarters up to three years apart. Earlier rows carry the accession SEC attributes the value to, which can be a later
filing that restated the period, so only the most recent row's 23-day gap is a reporting delay.
SYF against every other Finance Services filer JMM covers
- AXP American Express Co.AXP $11.2Bperiod ended Jun 30, 2026
- SYF Synchrony FinancialSYF, this page $5.6Bperiod ended Jun 30, 2026
- COIN Coinbase Global, Inc.COIN $1.2Bperiod ended Jun 30, 2026
- RIOT Riot Platforms, Inc.RIOT $174.2Mperiod ended Jun 30, 2026
- SOFI SoFi Technologies, Inc.SOFI $153.6Mperiod ended Jun 30, 2026
- MSTR Strategy IncMSTR $122.4Mperiod ended Jun 30, 2026
Each issuer's latest stored quarter, in USD, for every filer JMM covers under SEC SIC 6199. Fiscal calendars differ, so these periods end on different dates: the bars compare scale, not a shared quarter. Coverage is JMM's, not the classification's, so this is not the whole industry.
Continue from the Synchrony Financial record
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